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Terms of use

These terms govern access to the website maly.ma and describe the general framework of the Maly services. They refer to the general terms of service “CGS Maly Suite”, which — together with the Specific Terms of Service and the “Gestion des données personnelles Maly” data policy — form one indivisible contract.

Last updated: 16 September 2026.
01

Purpose and acceptance

The website and the service are used in unreserved acceptance of these documents. Where there is any inconsistency, the Specific Terms of Service prevail over the general terms.

02

The Maly services

Maly is a SaaS platform for Moroccan invoicing and accounting: quotations, invoices, credit notes, multi-rate VAT, expenses and budgets, cash flow, XML tax returns, the Malysign electronic signature with its audit trail (Law 53-05), and an AI assistant operating in BYOK mode (keys supplied by the client).

Plans and prices are shown on the Pricing page, to which reference is made.

03

Access to the service

Subscription is reserved for professionals able to contract under Moroccan law. Access requires creating a Client Account protected by Identifier Codes; the Client may invite colleagues and their accountant.

04

User obligations

Users act in good faith, enter accurate Data and comply with Moroccan law, in particular their own accounting and tax obligations. Users are responsible for the confidentiality of their Identifier Codes.

05

Data and electronic signature

The processing of data is described in the “Gestion des données personnelles Maly” policy, which forms an integral part of the contract. The audit trail of electronic signatures is kept for 10 years in accordance with Law 53-05.

06

Liability

ZENVESTA’s liability is capped at the amounts paid by the Client for the Services during the twelve months preceding the triggering event. Force majeure, network failures, the Client’s own conduct and third-party malicious acts are excluded.

Clients are encouraged to keep their own backups.

07

Subcontracting

ZENVESTA may subcontract all or part of the Services and remains responsible for its subcontractors.

08

Changes to these terms

The general terms and this page are binding on Users from the moment they are published online. Suspension or termination of the service occurs only after a formal notice has gone unheeded.

09

Applicable law and disputes

Moroccan law. Failing an amicable resolution, the courts of Casablanca have jurisdiction.

10

Contact

contact@maly.ma — 05 23 34 42 16. The full detail is set out in the “CGS Maly Suite” document.

Maly

Invoices, quotations, payments and cash flow in one clear space. Maly helps you move forward without spending your days on admin.

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